Top Payment Solutions for Business in 2024

Aria emerges as an innovative and versatile payment solution for B2B enterprises. It excels in offering a diverse range of payment options, enabling businesses to make and receive payments through various methods such as card and bank transfers. This flexibility is further enhanced by the ability to customize workflows, tailoring the platform to meet the specific needs of each business.

A key strength of Aria is its incorporation of financing and instant payment features, significantly enriching its offering. This functionality is particularly beneficial for businesses looking to expedite their financial transactions while maintaining tight control over their cash flow.
The integration of Aria into existing business systems is intuitive and seamless.

Stripe is a comprehensive financial infrastructure platform, offering solutions like global payments, revenue and finance automation, and banking-as-a-service. It's designed for businesses of all sizes, providing services such as online payments, fraud and risk management, subscription management, and more. Stripe's versatility lies in its ability to cater to diverse business needs, from startups to large enterprises, across various sectors including e-commerce, marketplaces, and SaaS.

While Stripe's extensive feature set is a strong asset, its wide array of offerings can be overwhelming for small businesses or those looking for straightforward payment processing solutions.

Adyen is an end-to-end payment solution designed to cater to businesses of various sizes. It offers a single platform for payments, data, and financial management. Adyen is particularly effective in expanding business opportunities, as it allows easy addition of payment methods and entry into new markets. The platform excels in connecting online and offline payment data, providing insights for business growth, and managing fraud at scale. Adyen also emphasizes on making smarter decisions with its unique data ecosystem and machine learning technology.

However, despite its robust offerings, Adyen might present a complexity in its system and pricing that could be challenging for smaller businesses or those new to digital payment platforms.

Mangopay's payment solutions are designed with an emphasis on flexibility and control, meeting the needs of a wide range of businesses globally. Their offerings include a conversion-focused payment SDK, a variety of payment methods, reliable transaction processing, advanced anti-fraud solutions, multi-currency support, and robust security and compliance protocols.

However, the abundance of features and options might tend to overwhelm new users or small businesses looking for simpler payment solutions.

Balance is a comprehensive B2B payment technology platform designed for businesses. It offers a range of services including B2B payments, digital trade credit, AR management, and marketplace operations support. Key features include high approval rates for instant financing, diverse payment options like wire transfers and credit cards, and automated decisioning for buyer underwriting.

However, its specialized focus on B2B transactions might be a limitation for businesses that also require B2C capabilities. For companies needing a versatile platform that caters to both B2B and B2C transactions, Balance may not fully meet their needs, potentially restricting its applicability to businesses exclusively operating in the B2B sector.

Resolve is a financial services platform focusing on B2B transactions, particularly offering net terms and invoicing workflows. The platform accelerates cash flow by providing up to 100% advance payment on net terms invoices, usually within a day. Resolve handles accounts receivable and collections, managing credit risk for each customer, thereby saving time and reducing manual work for businesses.

However, a potential drawback of Resolve is its apparent U.S.-centric service model. Businesses operating globally or outside the U.S. may find this limiting.